of Commerce

Our first priority is taking care of you and your clients.

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Our purpose is to empower businesses to move the world forward.

We are the fuel that keeps business humming consistently, and without fail. Our effort, every day, is the engine that allows makers to make, creators to create, and experts to execute.

Leadership Team

Andrew Phillips

Andrew Phillips

With 40 years of building, shaping and helming the world of Financial Technology, Andrew is a veteran in innovating smarter ways to transact. A start in check recovery in 1982 led to founding a full service processing ISO in Integrated Transaction Services, and eventually allowed him to develop some of the industry’s top processing technologies with creating Payment Resources International.

Today as the founder of Cliq, Phillips endlessly pursues pioneering technologies to move businesses forward. He is also committed to local community initiatives by having served in leadership positions with the Make-A-Wish Foundation of Orange County, the Orange County Alzheimer’s Association, and the Orangewood Foundation.

John Blaugrund

John Blaugrund

Joanna M. Oliva

Joanna M. Oliva

Martin Phillips

Martin Phillips

Sofia Bouissiere

Sofia Bouissiere

Kenny Brook

Kenny Brook

Richard Donohue

Jessica Molina

Jessica Molina

History of Innovation

Cliq is Founded

Cliq is founded by Andrew Phillips as a payment processing company, and is sponsored as a Prepaid Program Manager. 


ACH System

Cliq launches its ACH system for a more comprehensive offer to its clients.


Tips by Cliq

Cliq creates a custom technology solution for the hospitality industry, making it easier to disburse tips to employees. Cliq then expands these solutions to additional industries and functions with Load by Cliq and Cards by Cliq


International Expansion

Cliq launches the first prepaid Visa Program in Japan.


COVID Support

Cliq advocated for clients in the Camp industry in disputes, refund credits, & risk management to mitigate COVID-19 related challenges & we supported the distribution of PPP, EIDL, and various state grant programs.


Pay by Cliq

Cliq launches its Pay by Cliq portal, giving agents and merchants better reporting and access to data. 



Cliq creates custom solutions to allow retailers to accept cryptocurrencies as payment, and onboards its first crypto client.