Payment Processing

Payment Solutions Built for Complex Commerce

Whether you're processing transactions online, in-store, or on-the-go, Cliq's comprehensive payment processing ecosystem adapts to every business model. Built on technology that processes over $3.1 billion monthly, our solutions combine enterprise-grade security with the flexibility modern businesses demand.

Smart and Flexible Pricing Solutions

Built for Your Business Model, Designed for Your Success

Stop forcing your business into rigid pricing structures. Cliq's transparent, flexible pricing models give you the power to minimize costs while maintaining full regulatory and card brand compliance. Discover which pricing model maximizes your profitability.

Flat Rate

Predictable, straightforward pricing with one consistent rate across all transactions. Perfect for businesses seeking simplicity and easy forecasting without surprises.

Interchange-Plus

Access wholesale interchange rates with transparent markup. Ideal for high-volume merchants who want visibility into actual payment processing costs.

Dual Pricing

Pass payment processing costs to customers transparently while offering a compliant dual price choice. Maintain your margins while staying fully compliant with card brand rules.

Tiered

Simplify your rate structures organized by transaction type. Balance transparency with ease of understanding for streamlined billing reconciliation.

Compliant Surcharging

Legally add processing fees to credit card transactions where permitted. Navigate complex regulations confidently with our built-in compliance safeguards.

Blended

Combine multiple rate types into one optimized solution. Get the benefits of various pricing models tailored to your specific transaction mix.

Online Payment Options for Every Need

Streamline and Safeguard Your Digital Commerce with Enterprise-Grade Security

From seamless checkout experiences to sophisticated fraud prevention, the Cliq online payment suite transforms browsers into buyers. Our secure gateways, advanced tokenization, and flexible integration options help you efficiently scale your operation while reducing risk.

Online Payments

Accept credit, debit, and ACH payments through websites or apps with enhanced security. Expand your reach beyond physical locations with fraud-protected digital transactions to grow your business.

Tokenization

Replace sensitive card data with secure tokens, dramatically reducing PCI scope and liability. Enable safe recurring billing while building customer trust through enhanced security.

Hosted Payment Page

Quickly launch a PCI-compliant, customizable checkout page—no coding required. Get to market faster with a ready-to-use solution that handles compliance for you.

3D Secure

Add an extra authentication layer that shifts fraud liability from you to card issuers. Protect high-value transactions while reducing chargebacks and fraud exposure.

Cliq Payment Gateway

Centralize all online and mobile payments through one powerful, scalable hub with advanced reporting and fraud filters. Simplify operations with real-time monitoring from small businesses to enterprise scale.

Invoicing/ Recurring

Automate billing cycles and send professional, digital invoices with embedded payment links. Transform unpredictable receivables into steady, predictable cash flow.

Online Payments

Accept credit, debit, and ACH payments through websites or apps with enhanced security. Expand your reach beyond physical locations with fraud-protected digital transactions to grow your business.

Tokenization

Replace sensitive card data with secure tokens, dramatically reducing PCI scope and liability. Enable safe recurring billing while building customer trust through enhanced security.

Hosted Payment Page

Quickly launch a PCI-compliant, customizable checkout page—no coding required. Get to market faster with a ready-to-use solution that handles compliance for you.

Learn More About Payment Pages
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3D Secure

Add an extra authentication layer that shifts fraud liability from you to card issuers. Protect high-value transactions while reducing chargebacks and fraud exposure.

Cliq Payment Gateway

Centralize all online and mobile payments through one powerful, scalable hub with advanced reporting and fraud filters. Simplify operations with real-time monitoring from small businesses to enterprise scale.

Learn More About Gateways
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Invoicing/ Recurring

Automate billing cycles and send professional, digital invoices with embedded payment links. Transform unpredictable receivables into steady, predictable cash flow.

Learn More About Invoicing Options
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Hassle-Free In-Person Payment Processing That Moves With You

Meet Customers Where They Are with Flexible Payment Processing

Today's commerce happens everywhere—countertops, curbsides, and customer locations. Our in-person processing solutions ensure you never miss a sale, offering everything from traditional terminals to cutting-edge tap-to-phone technology that turns almost any smartphone into a payment device.

In-Person Settlement Options

Access your funds when you need them with Next-Day and Same-Day Funding options. Keep your business moving effectively with expedited funding.

In-Person Payment Capabilities

Accept payments without delay through Mobile POS, Tap-to-Phone, Tap-to-Glass, and QR Code solutions. Serve customers with smarter solutions–no hardware investment required.

In-Person Hardware

Find the perfect fit for your retail environment with equipment designed for reliability and speed, including Point of Sales and Handheld Payment systems.

Learn More About Hardware Options
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